Preparing To Buy A Home

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Buying a Home

I know that buyers must consider many options when choosing the right property for themselves and their families. Location, price, design, and financing options are but a few.

Neighborhoods have characteristic personalities designed to best suit single people, growing families, two-career couples, or retirees. Investigate to determine that the neighborhood in which you choose to look for a home matches your lifestyle.

Decide Where to Buy a Home

There are many factors to consider when selecting a neighborhood that is right for you. Below are just a few of the many factors -- You may think of others that are important to you. Please write them on your Requirements List so they are not forgotten.

The first step is to identify a neighborhood where you would like to live. People take into account factors such as crime rates, school quality, commuting time, and neighborhood amenities. Also, families with young children want to make sure that there will be other children in the neighborhood. List the criteria that are important to you, and focus on neighborhoods that meet those criteria. 

Factors to Consider When Buying a Home

  • Look for things like access to major thoroughfares, highways, and shopping.
  • Listen for noise from commerce, roads, etc.
  • Smell the air for adjacent commerce or agriculture.
  • Check with local civic, police, fire, and school officials to find information about the area.
  • Look at traffic patterns around the area during different times of the day .
  • Is the neighborhood near parks, churches, recreation centers, shopping, theaters, restaurants etc.?
  • Does the neighborhood have a Homeowner's Association? How will this impact your monthly costs and what you can do on your property?

Home Ownership Video Click Here

Many people find that they cannot afford the perfect house in the perfect neighborhood. This means that you have to compromise. In the long run, most people find it easier to live with a less-than-ideal house in the right neighborhood than the other way around. 

The best time to engage the services of a real estate agent is when you have identified the criteria that matter for you in choosing a neighborhood. Once you can articulate the factors that you consider important, the agent can tell you which neighborhoods meet your criteria and help identify houses that fit within your budget.

One of the best things you can do before you even start looking for a home is to get pre-qualified or better yet pre-approved with a lender so you know how much you can qualify for. That way you will not be looking at homes you can't afford or you will find out that you can actually afford to buy that dream home you thought was out of reach.

It all starts by consulting with one of our "Preferred Lenders" who can help you find the best loan for your situation. Contact a Preferred Lender Now - Click Here 

If you would like to know what your credit score is you can go to either of these links to find out:

freecreditscore.com - On this site you have to sign up for their service and there is a monthly charge

annualcreditreport.com - On this site you can get your free report for all three credit agencies, Experian, Transunion and Equifax once per year.